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Strategy for The College Journey : How to Research How to Apply How to pay

Reach your peak with Plan Higher Ed:

Educational Consulting &

College Funding Strategy

Strategy for The College Journey : How to Research How to Apply How to pay

Reach your peak with Plan Higher Ed:

Educational Consulting &

College Funding Strategy

The College Funding Catch-22...

If You Think You Have to Choose Between Paying for College & Protecting Your Retirement- Think Again

Most families are told there are only two options:
👉 Drain your savings, or
👉 Sacrifice your retirement.

That’s simply not true — unless you keep doing what everyone else does.

If you’ve ever been told you make too much for financial aid, or that “college planning is just about 529's and scholarships,” you’re going to want to keep reading.

There’s a Smarter Way to Approach College Costs

You don’t need to gamble your future to help your child pay for higher education.

College Funding Secrets is an educational program that helps families understand how the college-funding system works — so you can make more informed, confident financial decisions to:

Increase your eligibility for financial aid
Maximize opportunities for free money
Protect your long-term financial goals

The Truth About the “Middle Class” Income Bracket

If your household earns in the mid–six figures, you could be in a tough spot in regard to college funding.

You often make “too much” to qualify for need-based aid — but you're not set up to comfortably cover tuition out-of-pocket.

That’s what many experts call the “super screwed” bracket — caught between limited aid and high costs.

College Funding Secrets was created for families just like yours: hardworking, responsible, and determined to make smart choices without compromising their future.

What to Learn ...

Understand how financial aid formulas actually work and how they are different at different schools.
Ethically increase eligibility for grants and other types of financial aid
Align college choices with your family’s financial goals
Avoid common mistakes that cost families thousands

Why I’m Sharing This...

I am a parent, an educator, and a college admissions specialist.

I have been in the college counseling business for over two decades and I have watched the cost of college deter and destroy families - because they do not know HOW to strategically manage it.

When I learned about College Funding Secrets, my eyes were opened and my financial planner was left perplexed.

I am now an independent affiliate for College Funding Secrets, and I am also a client.

I share this program because I believe it provides genuine value and education, and it stands out for families who want to understand the college funding process and make smarter, more strategic choices.

If You’re Comfortable Doing What Everyone Else Does...

You can stop reading here.

But, if you’re ready to question outdated “college planning” advice and learn a better way to navigate the process — this is worth a few minutes of your time from the comfort of your own space to learn:

How colleges assess aid eligibility (and what most families overlook)
Ways to maximize free money opportunities within your eligibility range
How to plan responsibly without derailing long-term goals

Meet the Experts Behind College Funding Secrets:

Higher Education Consultants – Experienced in admissions and aid strategy
Financial Aid Specialists – Help you understand forms, deadlines, and opportunities
Fiduciary-minded Planners – Focused on your financial wellness and overall goals
CPAs – Provide general tax education related to college planning
Real Estate Professionals – Offer insights on how certain property considerations could affect your bottom line

When all areas work together, it provides an amazing outcome toward common goals.

This program isn’t for everyone, but it could be for you if you are willing to:

Understand how the college-funding system really works
Make more confident, informed decisions
Take an active role in planning for education expenses
Connect the dots between your income, your assets, your taxes, and financial aid offers

Time Is the One Resource You Can’t Get Back.

The earlier you understand your options, the more opportunities you have to act strategically.

Take one step toward higher ed financial strategy.

Taking the time to check this out costs you nothing,

and if you implement specific strategies, it could save you thousands...

Click here to discover College Funding Secrets

The journey to higher education... With a tour guide.

Attending higher educational institutions is more expensive than ever before and it is time to think "outside the box." Regardless of your financial status, no one looks for a bad investment.

Hi, I'm Julie Balogh.

I am a mom of two teenagers, a professional education consultant, a college funding strategist, and owner of PlanHigherEd.com, Julie Balogh LLC. With a deep affinity for return on investment, I tend to view planning for higher education as a strategic game of chess rather than a right of passage families must endure.

I strive to help families navigate options, an alphabet of acronyms, financial strategy, and the calendar of tasks along the way. As you embark on what may be the largest investment of your life, please allow me to help make it a bit more manageable.

Educational options are endless, but the ones with a good return on investment (ROI) might require a different perspective, and a bit of strategic planning. Let us help you plan for higher ed - so you can relax a bit during the process and enjoy the journey! Besides, isn't your time best invested elsewhere rather than figuring out the higher ed matrix that we have already mastered?

Inside the College Concierge Guided-Planner...

The Monthly Calendar

The Weekly Planner - all in one spot

Each month leading up to college has it's own agenda. There is something to do each month in order to stay on task and less stressed. There is even a parent timeline that can be removed from the book so that everyone is on the same page.

The Weekly Planner - all in one spot

Each week has further details indicating steps to take, forms to fill out, people to connect with, or deadlines to meet. The planner has enough room to write in homework and other items.

Acronyms and Lingo

Personalized Worksheets & Spreadsheets

SAT, ACT, ED, EA, DI, etc... The acronyms keep multiplying, but The College Concierge will keep you in the loop and on your game.

Personalized Worksheets & Spreadsheets

Comparing colleges (and their costs) is a daunting task, with many variables to keep track of. Utilizing a spreadsheet where everything can be compared to side by side is key.

Choose Your Educational Adventure

Are you a US student looking at domestic (US) schools?

Whether you want to pursue higher education at a university, trade school, or elsewhere, Plan Higher Ed has the information you need and resources available to make it a painless process. PHE can help you learn about the possibilities, compare your options, and guide you toward getting the most for your money. You can choose to utilize our free resources or request a personal concierge to assist you on your quest through research and applications. We offer a wealth of information for all budgets and all stages of higher ed.

Learn more

Are you a US student considering studies in Europe?

Are you a US student looking at domestic (US) schools?

There is a path out there for everyone, and your college search might just lie outside the United States. What if we could show you that studying overseas could take less time and a lot less money than a traditional US college? Is studying abroad something that you look forward to in college? Why wait until your second or third year of college when you could complete an entire accredited degree overseas - taught completely in ENGLISH. Imagine your résumé after an experience like that!

Learn more