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Strategy for The College Journey : How to Research How to Apply How to pay

Strategy for The College Journey : How to Research How to Apply How to pay Strategy for The College Journey : How to Research How to Apply How to pay Strategy for The College Journey : How to Research How to Apply How to pay


Reach your peak with Plan Higher Ed: 

        Educational Consulting  & 

  College Funding Strategy



Strategy for The College Journey : How to Research How to Apply How to pay

Strategy for The College Journey : How to Research How to Apply How to pay Strategy for The College Journey : How to Research How to Apply How to pay Strategy for The College Journey : How to Research How to Apply How to pay


Reach your peak with Plan Higher Ed: 

        Educational Consulting  & 

  College Funding Strategy



The College Funding Catch-22...

If You Think You Have to Choose Between Paying for College & Protecting Your Retirement- Think Again

 Most families are told there are only two options:
👉 Drain your savings, or
👉 Sacrifice your retirement.

That’s simply not true — unless you keep doing what everyone else does.


If you’ve ever been told you make too much for financial aid, or that “college planning is just about 529's and scholarships,” you’re going to want to keep reading.

There’s a Smarter Way to Approach College Costs

 You don’t need to gamble your future to help your child pay for higher education.

Scholarship House is an educational program that helps families understand how the college-funding system works — so you can make more informed, confident financial decisions to: 

  • Increase your eligibility for financial aid
  • Maximize opportunities for free money
  • Protect your long-term financial goals

The Truth About the “Middle Class” Income Bracket

 If your household earns in the mid–six figures, you could be in a tough spot in regard to college funding.

You often make “too much” to qualify for need-based aid — but you're not set up to comfortably cover tuition out-of-pocket. 


That’s what many experts call the “super screwed” bracket — caught between limited aid and high costs.


Scholarship House was created for families just like yours: hardworking, responsible, and determined to make smart choices without compromising their future.

 

What to Learn ...

  • Understand how financial aid formulas actually work and how they are different at different schools.
  • Ethically increase eligibility for grants and other types of financial aid
  • Align college choices with your family’s financial goals
  • Avoid common mistakes that cost families thousands


Why I’m Sharing This...

I am a parent, an educator, and a college admissions specialist. 


I have been in the college counseling business for over two decades and I have watched the cost of college deter and destroy families - because they do not know HOW to strategically manage it. 


When I learned about Scholarship House, my eyes were opened and my financial planner was left perplexed. 


I am now an independent affiliate for Scholarship House, and I am also a client.


I share this program because I believe it provides genuine value and education, and it stands out for families who want to understand the college funding process and make smarter, more strategic choices. 

 If You’re Comfortable Doing What Everyone Else Does... 

You can stop reading here.


But, if you’re ready to question outdated “college planning” advice and learn a better way to navigate the process — this is worth a few minutes of your time from the comfort of your own space to learn: 

  • How colleges assess aid eligibility (and what most families overlook)
  • Ways to maximize free money opportunities within your eligibility range
  • How to plan responsibly without derailing long-term goals

Meet the Experts Behind Scholarship House:

  • Higher Education Consultants – Experienced in admissions and aid strategy
  • Financial Aid Specialists – Help you understand forms, deadlines, and opportunities
  • Fiduciary-minded Planners – Focused on your financial wellness and overall goals
  • CPAs – Provide general tax education related to college planning
  • Real Estate Professionals – Offer insights on how certain property considerations could affect your bottom line


When all areas work together, it provides an amazing outcome toward common goals. 


This program isn’t for everyone, but it could be for you if you are willing to:

  • Understand how the college-funding system really works
  • Make more confident, informed decisions
  • Take an active role in planning for education expenses
  • Connect the dots between your income, your assets, your taxes, and financial aid offers


Time Is the One Resource You Can’t Get Back.

 The earlier you understand your options, the more opportunities you have to act strategically. 

Take one step toward higher ed financial strategy.

Taking the time to check this out costs you nothing, 

and if you implement specific strategies, it could save you thousands...

And, if you decide to work with Scholarship House, using my link below will save you money on their services. 

Click here to discover the secrets of Scholarship House

 


 Compliance & Disclosure:

  • This page is for educational and promotional purposes only.
  • No guarantees of admission, financial aid, scholarships, tax outcomes, or investment results are made or implied.
  • I am not a licensed financial, tax, or legal advisor.
  • Scholarship House is an educational program owned and operated by its respective company. All trademarks and logos are used with permission under the affiliate agreement.

If you don't have time do this right, when will you have time to do it over?


John Wooden

The journey to higher education... With a tour guide.

 Attending higher educational institutions is more expensive than ever before and it is time to think "outside the box."  Regardless of your financial status, no one looks for a bad investment.  


Hi, I'm Julie Balogh. 

I am a mom of two teenagers, a professional education consultant, a college funding strategist, and owner of PlanHigherEd.com, Julie Balogh LLC. With a deep affinity for return on investment, I tend to view planning for higher education as a strategic game of chess rather than a right of passage families must endure. 


I strive to help families navigate options, an alphabet of acronyms, financial strategy, and the calendar of tasks along the way. As you embark on what may be the largest investment of your life, please allow me to help make it a bit more manageable.


Educational options are endless, but the ones with a good return on investment (ROI) might require a different perspective, and a bit of strategic planning.  Let us help you plan for higher ed - so you can relax a bit during the process and enjoy the journey!  Besides, isn't your time best invested elsewhere rather than figuring out the higher ed matrix that we have already mastered?  

Reviews

Choose Your Educational Adventure

Are you a US student looking at domestic (US) schools?

Are you a US student looking at domestic (US) schools?

Are you a US student looking at domestic (US) schools?

Whether you want to pursue higher education at a university, trade school, or elsewhere, Plan Higher Ed has the information you need and resources available to make it a painless process.  PHE can help you learn about the possibilities, compare your options, and guide you toward getting the most for your money.  You can choose to utilize our free resources or request a personal concierge to assist you on your quest through research and applications. We offer a wealth of information for all budgets and all stages of higher ed.  

Learn more

Are you a US student considering studies in Europe?

Are you a US student looking at domestic (US) schools?

Are you a US student looking at domestic (US) schools?

There is a path out there for everyone, and your college search might just lie outside the United States. What if we could show you that studying overseas could take less time and a lot less money than a traditional US college? Is studying abroad something that you look forward to in college?  Why wait until your second or third year of college when you could complete an entire accredited degree overseas - taught completely in ENGLISH.  Imagine your résumé after an experience like that!  It may sound like a daunting process, but it could actually be LESS taxing than applying to schools stateside. Especially with the right help from Beyond the States, college in Europe could be your escape from the US college admissions rat-race. I personally used the help of a wonderful company called: Beyond the States, and my own daughter is now loving her college experience in Europe. 

Learn more

RESOURCES

College Board

Application Platforms

Application Platforms

www.collegeboard.org

SAT:  Scholastic Aptitude Test

CSS Profile

AP tests

College Search Filter:

https://bigfuture.collegeboard.org/college-search/filters

Application Platforms

Application Platforms

Application Platforms

Common App:  www.commonapp.org

Quest Bridge:  www.questbridge.org

Penn State (PSU): https://admissions.psu.edu/apply/

State University of NY (SUNY): https://www.suny.edu/attend/apply-to-suny/ Western States Exchange(WICHE):  https://www.wiche.edu/tuition-savings/wue/

There are many other state-based applications, please search your state school information. 

Financial Aid

Application Platforms

Standardized Tests

Free Application for Federal Student Aid

www.studentaid.gov

What is a PARENT PLUS loan? 

https://studentaid.gov/help-center/answers/article/what-is-parent-plus-loan

State Financial Aid: https://www.nasfaa.org/State_Financial_Aid_Programs

Standardized Tests

Additional Resources

Standardized Tests

ACT:  American College Testing

www.act.org

SAT:  Scholastic Aptitude Test 

www.collegeboard.org


Prep Expert:  AP, SAT, ACT test prep and tutoring

https://referral.prepexpert.com/julie372 


Khan Academy

www.khanacademy.org

Career Research

Additional Resources

Additional Resources

The Bureau of Labor and Statistics: 

https://www.bls.gov/ooh/occupation-finder.htm

https://www.bls.gov/ooh/


Road Trip Nation:

https://roadtripnation.com/



Additional Resources

Additional Resources

Additional Resources

STARS College Network www.starscollegenetwork.org 

HBCU

https://sites.ed.gov/whhbcu/one-hundred-and-five-historically-black-colleges-and-universities/

HSIs

https://www.hacu.net/hacu/HSIs.asp


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